Appraisal services for Eveleth and Saint Louis County homeowners

The top 7 reasons why MN homeowners use Kollender Appraisal Services, Inc.:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a MN property tax assessment
  3. Remove PMI to lower their mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a MN divorce, when real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Saint Louis county or MN

Need help deciding the value of your house in or near Eveleth, MN?
Contact Kollender Appraisal Services, Inc..

At Kollender Appraisal Services, Inc., we understand the individual needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Kollender Appraisal Services, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. At Kollender Appraisal Services, Inc., we're experienced in helping people just like you delete undesirable PMI insurance.

Challenge Saint Louis county's assessment of your property

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other properties close by. That only means you are probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Kollender Appraisal Services, Inc. is your perfect weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be difficult from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Kollender Appraisal Services, Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Kollender Appraisal Services, Inc. can We can assist you. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.